Even when a driver “clearly” hit you, claims can still stall or shrink. In Simpsonville and across South Carolina, insurers frequently look for reasons to challenge:
- Who had the last clear opportunity to avoid the collision (especially near turning lanes)
- Whether you were in a crosswalk or walking along/near the roadway
- Visibility and lighting conditions (late afternoons, dark mornings, glare, weather)
- What the driver noticed and when (dash footage, third-party video, witness timing)
If you’re dealing with soreness that started the day of the crash and worsened over the next few days, adjusters may also question causation. That’s why your early steps matter.


