Your next 24–72 hours can affect how strong your claim is later. If you can, take these steps in order:
- Get medical care immediately (even if symptoms seem minor).
- Report the incident and request an official record if law enforcement responds.
- Document the scene: crosswalk markings, lighting, nearby signage, traffic flow direction, and anything that might explain visibility.
- Write down details while they’re fresh: where you were headed, what you noticed before impact, and what the driver did afterward.
- Be careful with insurance statements. Adjusters may ask for explanations early—statements can be used later.
In North Carolina, delays in treatment and inconsistent descriptions of symptoms can create unnecessary disputes. The goal is simple: build a consistent, credible record from the start.


