Right after a crash, your priority is medical care—not paperwork. But the steps you take early often decide whether your claim is strong or gets delayed.
1) Get checked even if you feel “mostly okay.” Concussions, soft-tissue injuries, and back/neck issues can show up later. In New Jersey, having timely medical documentation helps connect your symptoms to the crash.
2) Request the incident report and preserve scene details. If police respond, obtain the report number. If witnesses are present (common around busier corridors and intersections), ask for names and contact information.
3) Document what drivers and adjusters will question.
- Traffic signals and crosswalk markings
- Lighting conditions (early morning/evening commutes)
- Where you were standing/entering the roadway
- Any video nearby (store cameras, building entrances, traffic cameras where available)
4) Be careful with statements to insurance. It’s normal to want to explain what happened—but blurting out details before your injuries are fully known can be used to reduce value.


