In many cases, the injury is clear, but fault is not. Drivers and insurers frequently focus on details that can vary by location and lighting—especially in New Jersey weather.
Common Burlington-area dispute points include:
- Turning vehicles at intersections: Drivers may claim they looked but couldn’t see you in time.
- Crosswalk confusion: Insurers may argue about what the signal showed, where you entered the roadway, or whether you were in a marked crossing.
- Night and low-visibility conditions: Poor lighting, glare, and rain can affect what a “reasonable driver” could notice.
- Construction and detours: Road work can change sightlines, lane placement, and pedestrian pathways.
- Commercial traffic: More frequent larger vehicles can increase stopping-distance arguments.
Even when you believe the driver was clearly at fault, it’s still common for insurers to minimize injuries, question causation, or suggest your actions contributed.


