The early steps you take can strongly affect what gets documented, what gets disputed, and whether your claim survives Minnesota insurance practices.
**If you can, focus on: **
- Get medical attention promptly (even if symptoms seem minor at first). Hidden injuries are common.
- Report the crash and request that officers document what they observe (lighting, roadway conditions, traffic control).
- Capture the scene: crosswalk location, signage, weather/visibility, vehicle position, and any traffic signals.
- Write down your timeline while it’s fresh: where you entered the crosswalk, what you noticed, and what you heard/experienced.
- Avoid recorded statements or “quick interviews” with insurers before you understand how the facts will be used.
This isn’t about paperwork—it’s about preventing your claim from being reduced to a one-paragraph story.


