The decisions made right after impact often shape the outcome. If you can, focus on these steps before you talk to an insurer:
- Get medical care immediately (urgent care or ER), even if symptoms seem minor.
- Request an accident report and note the report number.
- Write down a timeline while it’s fresh: where you entered the roadway, what direction you were walking, and what the driver did right before the collision.
- Capture scene evidence: crosswalk position, traffic signals, lighting conditions, weather, and any visible vehicle damage.
- Identify witnesses—including people nearby at stores, bus stops, or along sidewalks—before they leave.
Why this matters locally: in Lawrence, pedestrians are often navigating mixed traffic patterns—turning vehicles, stop-and-go congestion, school and shift changes, and varying visibility at different times of day. Insurance teams frequently challenge what happened first. Your early documentation helps anchor the facts.


