In smaller cities like Ottawa, many drivers and witnesses are familiar with the same routes—so it’s common for stories to differ in small but important ways. A few details can change the outcome:
- Lighting and sightlines around intersections and corners
- Construction, lane shifts, and temporary signage that affect visibility and driver expectations
- Turning movements where a driver claims they looked but didn’t see you in time
- Crosswalk confusion, especially when signals are partially obscured or drivers slow inconsistently
Even when you believe the driver is clearly at fault, insurers may still argue that you entered unsafely, were outside the crosswalk, or had a responsibility to avoid the collision. That’s why early case handling matters.


