In a dense city with heavy foot traffic, insurance adjusters often focus less on what happened emotionally and more on what can be proven. Common points of dispute in New Haven cases include:
- Visibility in urban lighting and glare (nighttime glare, headlights, glare from storefronts, and poor sightlines at turns)
- Crossing behavior near high-activity areas (downtown blocks, transit stops, and routes people use daily)
- Confusion about timing (exact moment the driver saw the pedestrian vs. moment of impact)
- “You should’ve been more careful” arguments tied to where you were when the driver reacted
- Construction and changing traffic patterns that can shift lanes, signage, or pedestrian access
You may feel like the facts are obvious—but adjusters build arguments around what they can document: photos, video, witness statements, and medical records.


