San Anselmo is a walkable community with daily foot traffic near shopping areas, transit stops, and neighborhood streets. Pedestrian incidents also happen during commuting hours—when visibility changes quickly (sun glare, dawn/dusk shadows) and drivers may be navigating turns, brake lights, and heavier traffic flow.
Even when a driver “seems” at fault, insurance companies commonly raise issues such as:
- Whether the driver actually saw you in time to avoid the impact
- Whether you were in a crosswalk or near an intersection and how traffic controls were functioning
- Whether street lighting, signage, or line-of-sight contributed to the crash
- Whether your injuries match what you reported early on
In Marin, adjusters may also scrutinize the timeline—especially if your medical treatment started a few days after the incident. That doesn’t mean you’re out of luck, but it does mean your case needs careful organization and credible proof.


