Time matters. In the first hours and days, your choices can affect what evidence is available and how your claim is evaluated.
- Get medical care right away—even if you think you’re “fine.” Some injuries (like concussions, soft-tissue damage, or back/neck injuries) can worsen over time.
- Report the incident and keep copies of any police report number and documentation.
- Preserve scene evidence: photos of injuries, the roadway, crosswalk markings/signals, vehicle damage, and any visible hazards.
- Track witnesses and video: ask nearby businesses, apartment managers, or transit-adjacent locations whether they captured footage and when it will be deleted.
If you’re dealing with pain, lost wages, and uncertainty about what to say to insurers, you shouldn’t have to figure out your next move alone.


