Folsom’s day-to-day layout creates common collision patterns for people on foot. Many residents walk near:
- Commuter routes and intersections where drivers are focused on timing and traffic flow
- Crosswalks and turning lanes where a driver may misjudge distance or speed
- Transit-adjacent areas where pedestrians are stepping off to wait for or board vehicles
- Neighborhood streets during school and event traffic
Even if you believe the driver “obviously” hit you, insurers often challenge what happened—how quickly the driver saw you, whether they had time to brake, and whether you were in a predictable location at the time of impact.


