Paralysis claims are not usually decided on “how awful the injury is” alone. They tend to turn on whether the record can clearly show:
- What happened (the incident facts)
- What caused it (medical causation)
- How severe and permanent it is (functional impact and prognosis)
- What the injury will cost (past bills and future care needs)
Because paralysis can evolve over time, early documentation matters. We see claims slow down when families wait to gather key materials, assume an insurer will “handle it,” or don’t realize what’s missing from the medical timeline.


