In Marietta, many disputes arise on properties where people routinely move between public spaces and private entrances—places like:
- apartment buildings and multi-unit residences
- small retail centers and strip-malls
- parking areas used by employees, tenants, and visitors
- hotels or short-stay lodging
- businesses with late hours or after-hours access
When a crime occurs, insurers often argue one of two things:
- The incident was not foreseeable (meaning the property owner claims they had no warning and no duty to anticipate this specific type of harm).
- Security was “reasonable” even if a criminal act happened (meaning they claim locks, lighting, staffing, or cameras were adequate).
Ohio cases don’t require a property owner to guarantee safety—but they do require reasonable steps under the circumstances. The fight usually turns on notice, foreseeability, and whether security failures were connected to what happened to you.


