After a collision or on-the-job incident, the most important goal is to protect your health and preserve the evidence insurance will later dispute.
Do this early:
- Get evaluated promptly (especially if you have numbness, weakness, severe headache, or trouble walking). North Carolina claims often hinge on whether symptoms and treatment line up with the incident.
- Write down your timeline while it’s fresh—when pain began, what worsened it, and how it affected your ability to work around the home or at your job.
- Save incident details: photos, witness contact info, and any documentation from the scene (reports, employer incident paperwork, or property hazard notes).
Be cautious with recorded statements. Adjusters may ask questions designed to narrow causation or pressure you into an early resolution before your medical picture is complete.


