In injury cases, early choices can shape what insurance companies accept later. After a crash or slip that left you with neck or back pain, take these steps:
- Get medical evaluation promptly. Even if symptoms seem “manageable” at first, an exam creates a record. Delays can give adjusters an opening to claim the symptoms weren’t caused by the incident.
- Write down what happened while it’s fresh. Include the location, direction of travel, weather/road conditions, traffic signals, and what you remember about impact or sudden movement.
- Save local evidence. If there’s damage to a vehicle, photos help. If the incident occurred near a store, restaurant, or workplace, ask about whether there’s camera coverage.
- Be careful with statements. In Missouri, recorded statements and written explanations can be used to challenge causation or severity. Stick to what you know and let your lawyer help with wording.


