Insurance adjusters often contest these claims not because the pain isn’t real, but because causation and documentation are where disputes live. In Franklin Town and across Massachusetts, you may see defenses like:
- “It wasn’t caused by the incident.” They scrutinize the timeline—what you felt right away versus what you reported later.
- “You had a pre-existing condition.” They argue your symptoms were already developing.
- “The injury is exaggerated.” They look for gaps in treatment or inconsistencies between your statements and medical notes.
- “Your commute/work routine doesn’t match the limitations.” In a suburban area, adjusters may assume people can “handle normal life” despite documented restrictions.
These arguments are common, and they’re predictable. A strong claim in Franklin Town focuses on building a coherent record that connects the incident, your symptoms, and the medical findings.


