AI tools work by using general patterns from past claims and combining them with the information you enter. In Sandy, crashes often occur in situations that don’t fit cleanly into “typical” templates—like lane changes during commute congestion, visibility issues near intersections, or sudden braking when traffic compresses.
That means you can get a number that feels confident but is actually missing key evidence, such as:
- the exact lane position and approach angle at the time of impact
- whether a turn signal or yield situation is supported by photos/video
- whether skid marks, debris, or roadway markings match your account
- whether your treatment timeline aligns with what you told providers right after the crash
A good approach is to treat an AI figure as a checklist, not a decision.


