Most online tools are built to estimate damages using the information you enter—things like injury descriptions, treatment length, and time away from work. In practice, they are trying to approximate two categories:
- Economic losses (measurable costs such as medical treatment and wage loss)
- Non-economic losses (pain, disruption to daily life, and other impacts that don’t come with a receipt)
For Provo riders, one reason estimates can feel “off” is that real cases often involve more than the injury diagnosis. Two people can have the same general injury, but the claim value can differ based on how clearly the accident is supported by evidence and how consistently the medical record ties symptoms to the crash.
Key point: A calculator can’t determine liability or predict how an insurer will handle your specific facts. It can, however, help you organize what information matters so you can speak with a lawyer from a position of strength.


