AI tools can take details you enter—like injury type, treatment timing, and time off work—and generate a rough range. That can help you understand what categories of loss might apply.
But insurers and Utah adjusters don’t value cases by “AI math.” They evaluate:
- Liability evidence (who caused the crash and how)
- Medical proof (objective findings, follow-up care, and consistency)
- Damages documentation (bills, wage records, and functional limits)
In other words, the AI number is best treated like a flashlight—not a judge.


