AI tools are designed to provide a rough range, not a promise. They usually rely on inputs you provide—such as where the crash occurred, what injuries you reported, and what treatment you sought.
In practice, insurers and adjusters will still focus on:
- Fault and causation (what the evidence shows about who caused the crash)
- Consistency between the crash story, early symptoms, and later medical findings
- Documentation of treatment, work impact, and ongoing limitations
So while an AI calculator can help you sanity-check your expectations, it should not replace the work of building a claim around the facts and evidence.


