An AI-based tool can be useful as a starting point. It generally relies on patterns from prior claims—then adjusts for inputs like injury type, treatment duration, and reported losses.
But a calculator cannot:
- Determine fault the way a New York case requires (through evidence, credibility, and causation)
- Confirm whether your medical care supports the story of the crash
- Predict how an insurer will evaluate documentation, gaps in treatment, or conflicting accounts
In Tarrytown, those disputes often come down to details: lighting conditions near evening commutes, how a lane change or turn was executed, what witnesses actually observed, and whether the crash report matches what was later described.


