An online calculator can be helpful when you want a starting point—especially if you already know your treatment costs and time off work. Most AI tools build a generic model using common claim categories (medical expenses, lost wages, and pain-and-suffering concepts).
What these tools usually can’t do well:
- Assess credibility when fault is disputed (a common issue in commuting crashes)
- Integrate New York-specific evidence expectations, like the weight of contemporaneous reports and documented symptom timelines
- Understand how your injury evolved after the initial shock—something that often matters for valuation in motorcycle cases
In other words, an AI number is more like a weather forecast than a diagnosis: it may point in a direction, but it doesn’t replace a case review based on your records.


