AI calculators typically generate a range, not a final number. They usually rely on general injury categories and broad patterns from past claims—then adjust the estimate based on details you enter.
What the tools can’t truly “see” is what drives real-world outcomes in Michigan:
- whether there’s strong evidence of fault (and how it’s interpreted)
- how well your medical records connect the crash to your symptoms
- whether your treatment plan is consistent, documented, and medically supported
- how insurers value specific losses when liability is disputed
In other words, an AI estimate is best used as a planning tool—not as a prediction of what an adjuster will offer.


