AI tools are designed to generalize. In a real Detroit-area crash—especially one involving turn lanes, sudden stops in traffic, or a rider forced to react quickly—details matter.
Common reasons an AI estimate may be too high or too low include:
- Unclear fault (left-turn, rear-end, or “who had the lane” disputes)
- Documentation gaps (missing ER notes, incomplete imaging reports, delayed treatment)
- Injury severity that evolves (symptoms that worsen after the initial shock)
- Michigan-specific negotiation realities, including how insurers scrutinize credibility and causation
Instead of treating an AI result as a promise, use it to identify what you may need to gather next—medical records, employment proof, and crash documentation.


