An AI tool is essentially using a pattern-matching model: you enter basic facts, and it returns a likely range based on past outcomes and general damage categories.
The problem is that online inputs rarely capture the evidence insurers care about in real Marion claims, such as:
- photos showing lane position, debris, skid marks, or signal timing
- whether witnesses were focused on a merge, turn, or sudden braking event
- consistency between your early symptom statements and later medical notes
- documentation of how your injuries affected your ability to commute, work shifts, or perform daily tasks
So treat the number as a starting point, not a promise.


