AI tools usually work by using the details you enter—injury description, treatment timeline, and other case inputs—to generate a rough range for damages. That can be useful if you’re comparing how different outcomes (like shorter vs. longer recovery) might affect a settlement.
But in Illinois, valuation still turns on facts: fault, causation, documentation, and credibility. Two riders with the same diagnosis can end up with different settlement outcomes if one has stronger medical records, clearer scene evidence, or fewer gaps in treatment.
Also, insurance adjusters may use their own internal evaluation process. So treat an AI number as a starting point for questions, not as a predicted settlement you should accept.


