In and around Wellington, many motorcycle crashes are tied to predictable driving situations—cars making turns at intersections, lane changes on faster corridors, sudden braking in traffic, and drivers who simply don’t see a rider until it’s too late.
When an insurer disputes a crash narrative, it usually comes down to questions like:
- Who had the right of way at the moment of impact?
- Could the driver reasonably see the motorcycle based on traffic flow and lighting?
- Was there a safe lane position and did the rider have time to react?
- Was braking or evasive action reasonable under the circumstances?
A “calculator” can’t measure visibility or credibility. But the evidence that answers these questions often affects both liability and settlement value.


