Berkeley riders often face risk factors that don’t show up in generic online forms:
- Intersection conflicts (left turns, sudden lane changes, bikes and scooters moving through gaps)
- Congested corridors where braking/avoidance happens quickly
- Pedestrian-heavy crossings and near-miss conditions that change driver behavior
- Construction and detours that alter sightlines and lane markings
In a settlement, insurers frequently focus on the story they can prove—not just what hurt, but how the crash occurred and what evidence exists to support causation. That’s why two riders with similar injuries can end up with very different outcomes.


