AI tools typically work by taking a few inputs—injury type, treatment timeline, and sometimes the extent of loss—and then applying a simplified model of damages. That can produce a “range,” but it often misses what insurers and Ohio courts focus on: proof.
In real cases, your settlement value depends on whether the evidence supports:
- Negligence (deviation from the accepted standard of care)
- Causation (that the negligence caused the harm, not something else)
- Damages (medical costs, wage loss, and non-economic harm supported by records)
If the calculator doesn’t capture key details—like pre-existing conditions, gaps in follow-up, objective test results, or conflicting clinical notes—the estimate can drift far from what a case can actually support.


