AI tools are built to respond quickly: you enter a few facts, and you get a “range.” That feels useful when you’re dealing with:
- increasing symptoms while you’re trying to keep up with work and family obligations
- delays in getting follow-up appointments or imaging
- treatment plans that changed after an ER visit, urgent care visit, or hospitalization
In that moment, it’s easy to treat the output like a preliminary valuation. In reality, an AI estimate is more like a checklist generator than a legal assessment.


