A calculator generally uses simplified inputs (injury severity, treatment duration, costs) to produce an educated guess. That can be useful for understanding the types of damages that may be discussed.
But the cases that most often lead to serious outcomes in and around Niagara Falls tend to turn on evidence that’s not captured in a form, such as:
- Shift timing and handoff records (common in busy hospitals and urgent care settings)
- Follow-up compliance (including whether instructions were documented and communicated)
- Diagnostic pathways (what testing was ordered, when, and why)
- Documentation completeness (charting gaps that can affect causation arguments)
In other words, the “number” you see online can’t account for how New York courts and insurers evaluate proof.


