Most AI-style calculators work by taking the information you enter (injury type, treatment length, bills, and sometimes work impact) and applying simplified assumptions to generate an estimated range.
That can be useful in Meridian because it gives you a starting point for categories people often forget—like how follow-up care costs add up when recovery stalls.
But it’s also where people get tripped up:
- If your inputs are incomplete (for example, missing pre-existing conditions or gaps in treatment), the estimate can be misleading.
- If the calculator can’t “see” your medical chart, it can’t assess whether negligence actually caused the harm.
- If you focus on a number instead of the evidence, you may settle too early—or overlook why your claim could be stronger than a generic estimate suggests.
A better way to think about it: use the calculator as a checklist generator, not a valuation guarantee.


