An AI estimate can give a starting range for settlement discussions. It may consider things like treatment duration, medical bills, and broad categories such as pain and suffering.
The problem is that Minnesota cases are fact-driven. Two people can have the same diagnosis and still be treated differently under the law depending on:
- what was documented in the chart,
- whether clinicians recognized red flags when they should have,
- whether experts can explain how negligence caused the harm,
- and how clearly future losses are supported by medical recommendations.
If an AI tool doesn’t “see” the medical record the way a lawyer and medical experts do, its output can oversimplify what a defense insurer will challenge.


