AI-based tools typically use simplified inputs—injury severity, treatment duration, medical bills, and sometimes broad categories for non-economic harm. That can feel practical when you’re overwhelmed.
In California, though, settlement value is driven by proof:
- whether the provider breached the accepted standard of care
- whether the breach caused the specific harm you’re claiming
- what damages are supported by records and credible medical opinions
A tool can’t reliably account for gaps in the chart, conflicting test results, or the kind of expert analysis that California courts and insurers expect. The number you see online may be less “wrong” than it is incomplete—and incomplete is where people get hurt.


