Many people start with an online calculator because their situation is urgent and practical:
- You may be balancing treatment with work schedules and BART/Caltrain commute demands.
- You might be juggling bills from outpatient care, urgent visits, imaging, physical therapy, or specialist follow-ups.
- You may be trying to decide whether it’s worth pursuing a claim while symptoms are still evolving.
AI tools promise a quick range, which can help you understand the categories that typically affect settlement value. Still, the most important question is not “what number did the tool suggest?”—it’s whether you can support the claim with the right evidence.


