Most AI settlement calculators work by taking the information you enter and applying simplified assumptions about:
- medical costs (past and sometimes future),
- lost income,
- and non-economic harm (like pain and loss of normal life).
That can be useful if you’re at the “I don’t know what to ask” stage.
However, AI doesn’t review the actual Richmond case file—your chart, the provider’s reasoning, the timeline of symptoms, imaging/labs, follow-up notes, or what a medical expert would say about standard of care and causation. In other words, the estimate is usually educational, not evidentiary.
If your injury happened around the time you were commuting for work (common in the East Bay), or if your care involved multiple facilities and handoffs, your timeline matters even more. AI tools typically can’t account for messy real-world gaps like missed follow-ups, delayed referrals, or inconsistent documentation across systems.


