AI tools can be useful as a starting point because they may list categories people commonly ask about: medical bills, lost income, and non-economic harm (like pain and reduced quality of life). For many families, that’s an understandable first step.
But Montclair cases often turn on details that a form can’t capture—especially the timeline between symptoms, follow-up visits, referrals, and whether the provider documented clinical reasoning.
A calculator generally can’t verify:
- whether the record supports a “standard of care” breach,
- whether causation can be proven with medical evidence,
- how California juries and adjusters typically view credibility and documentation.
Think of AI as a map of topics to investigate—not a prediction of what your case is worth.


