In Prosper, many serious injuries begin as something that doesn’t look dramatic: soreness after a car wreck, abdominal discomfort after a slip on a retail walkway, or back/side pain after a fall at a jobsite. The concern is that internal damage can worsen after the impact—for example, when inflammation increases or when bleeding becomes more apparent.
What matters legally and medically is the connection between:
- the incident mechanics (how the force was applied),
- the timing of symptoms (what changed and when), and
- the diagnostic findings (what clinicians observed).
When that connection is unclear, insurers may argue the injury wasn’t caused by the crash or fall—or that it was too minor to match what later showed up in records.


