If you were hit, pinned, fell hard, or experienced a sudden jolt and develop any of the following, don’t wait for a settlement conversation—seek medical care right away:
- Worsening abdominal or chest pain
- Dizziness, fainting, confusion, severe weakness
- Vomiting, black/bloody stool, coughing blood
- Shortness of breath or rapidly increasing bruising/swelling
- Head injury symptoms (especially after a crash or fall)
In New York, insurers often scrutinize timing. The faster you’re evaluated and the more clearly symptoms are documented, the stronger your ability to show medical causation.


