In Morton, many claims start with a “minor” moment: a sudden jolt in traffic, a hard impact during work, or a fall that feels survivable at the time. Then symptoms begin to stack up—pain that intensifies, dizziness, abdominal discomfort, shortness of breath, headaches, or weakness.
Insurance adjusters frequently look for inconsistencies between:
- what you said happened,
- when you were treated,
- what your medical records show, and
- how quickly the symptoms progressed.
In Illinois, the legal timeline matters. Personal injury claims generally must be filed within the state’s statute of limitations, and delays in getting care can complicate causation arguments. Even when an injury is real, a weak medical timeline can give the defense room to argue the condition came from something else.


