In a small, active community like Mill Valley, it’s common for injured people to keep moving—go to work, handle kids, or “wait and see” if pain fades. With internal injuries, that instinct can backfire.
California insurers frequently look for inconsistencies such as:
- symptoms that start late but records that don’t clearly explain why you waited to seek care
- medical language that doesn’t match the incident mechanics (impact type, force, and body area)
- treatment delays that defense counsel argues were unnecessary
The practical takeaway: your timeline matters as much as your diagnosis. Records that line up—incident details, symptom onset, diagnostic testing, and follow-up care—tend to carry far more weight than recollections written after the fact.


