Your actions in the first hours and days can strongly influence what can be recovered later. If you’re able, prioritize the following:
- Get medical care immediately (even if injuries feel “minor” at first). Delayed treatment can create unnecessary disputes.
- Report the crash and make sure a report is filed. If police are involved, ask for the report number.
- Document the scene while it’s still fresh: where you were, what you saw, approximate time, vehicle description, and direction of travel.
- Identify nearby cameras early. In a River Falls crash, surveillance may exist at nearby businesses, residences, or public-facing areas—footage retention can be short.
- Write down witness details (names, phone numbers, and what they observed). People often go back to work or move on quickly.
If you’re contacted by insurance before you’ve secured your medical and crash documentation, it’s smart to ask for time and get legal review first. A recorded statement can be used against you even when you’re trying to be cooperative.


