If you’re able, your next move should be about safety and evidence—not speculation.
1) Get medical attention first. Even if you feel “mostly okay,” Texas insurance disputes often turn on timing. A prompt evaluation creates a clearer record of symptoms and treatment needs.
2) Call 911 and report accurately. Tell the dispatcher where it happened (near the intersection/area), the direction you believe the vehicle was traveling, and any visible details (vehicle color, make/model guess, partial plate, dents, or distinctive damage).
3) Document while it’s fresh. If you can, take photos of:
- Your injuries (even if minor)
- Vehicle damage and any debris
- Traffic signals/intersection layout
- Street conditions (lighting, weather, lane markings)
4) Write down everything you remember—immediately. In Alton, people often commute through changing traffic patterns (morning and evening rush, school-day congestion, and stop-and-go turning). Those details matter when reconstructing what happened.
5) Don’t give a recorded statement to insurance before speaking with counsel. Adjusters may ask questions that sound routine but can be used to create doubt later.


