Your first priority is safety and medical attention. After that, focus on actions that matter in New Jersey hit-and-run claims—because proof can vanish quickly.
Within minutes to hours (if you can):
- Call 911 and request an incident report. In New Jersey, having a report number and official documentation often becomes the backbone of later dealings with insurers.
- Write down details immediately: road location, direction of travel, vehicle description, partial plate characters, color, make/model clues, and anything distinctive (damage, stickers, headlights, exhaust sound).
- Photograph what you can: your injuries (as appropriate), vehicle damage, debris, traffic conditions, and nearby signage/lighting.
- Identify nearby cameras. Hackettstown has a mix of residential streets and commercial areas—video may be held by nearby businesses, homes on the route, or property owners along the corridor.
Important: Don’t wait to notify your own insurer if reporting is required under your policy. But also don’t give a recorded statement without understanding how it could be used.


