In the minutes and hours after a hit-and-run, your next moves can affect whether evidence still exists and how insurers interpret your story.
Do these first:
- Get medical care immediately—even if you think it’s “not serious.” Florida insurance disputes often hinge on documentation.
- Call 911 and report the crash so there’s an official record.
- Write down everything while it’s fresh: direction of travel, vehicle color, body style, approximate speed, and any distinctive features.
- Photograph what you can (scene conditions, your injuries, vehicle damage, and any debris).
Then be careful with recorded statements. After a hit-and-run, adjusters may ask questions that sound routine but can later be used to argue uncertainty. In Miami Lakes, where many incidents occur in high-traffic areas and parking lots, small inconsistencies can become a focal point.


