AI tools are useful when you need structure: a checklist of incident details, injury categories, and the types of losses that often show up in negotiations (medical bills, missed work, and related impacts).
However, an AI estimate may mislead if it assumes facts that don’t match your situation—like how quickly you sought treatment, whether the dog was identified, or whether there’s evidence of the owner’s knowledge of risk.
Hamilton-specific reality: people are frequently injured in everyday settings—walking near busy corridors, visiting friends or relatives, or dealing with dogs at residential properties. In those cases, the “story” matters as much as the medical bills. If the story is incomplete, an AI calculator can only guess.


