Many online tools produce a range based on general inputs (bite severity, treatment length, whether surgery occurred). That can be useful for planning, but it doesn’t fully account for what matters in a New Jersey claim—like how injuries are documented, how responsibility is framed, and whether the defense challenges causation.
In practical terms, Manville adjusters may:
- Push for early closure before follow-up care is completed
- Argue the injury was minor or that treatment was not medically necessary
- Focus on inconsistencies between a statement and later medical notes
- Reduce non-economic value by treating fear or emotional impact as “subjective”
A calculator can’t see those tactics. A lawyer can.


