AI tools usually work like this: you enter basic facts (when it happened, where the injury occurred, treatment received), and the calculator outputs a range. In Savage, that range may feel plausible—until you run into the parts that Minnesota adjusters care about most:
- What the dog owner knew (or should have known) about prior aggressive behavior
- How the incident happened—for example, whether it occurred during a routine walk, a yard interaction, or a delivery/entry moment
- How your medical records describe the wound and function impact (not just that you were treated)
- Whether comparative fault gets raised (Minnesota can allocate fault based on conduct, and insurers sometimes use that to reduce value)
AI can’t assess credibility, inspect photos, or interpret whether the injury severity matches the documentation. That’s why the best use of a calculator is to help you ask better questions—not to predict what you’ll receive.


