AI tools can provide a “range,” but they don’t know the details that drive value in real settlement discussions—especially in smaller communities where facts are easier to verify and harder to stretch.
Common reasons AI-style numbers miss the mark include:
- Unclear liability facts (who had control of the dog at the time, whether fencing/leash rules were followed, and what actually occurred)
- Incomplete injury documentation (bites often need follow-up care and clear wound descriptions)
- Insurance pressure to settle quickly before the full treatment picture is known
In other words: an online calculator may guess categories; a lawyer builds a claim that can be defended.


