In real cases, the number you see from a calculator is not the settlement number you’ll get. Insurers in Michigan typically focus on:
- Whether the evidence supports the cause of your injuries
- How your medical record describes the wound and treatment (and whether it matches what you report)
- Whether there are ongoing effects beyond the first round of care
- Whether liability is disputed (including claims of provocation or lack of prior notice)
That means your “AI range” is only helpful if it lines up with what your proof can support.


